The closing process is a relatively standard procedure no matter which title company you choose. At 110 Title, we strive to make this process as easy and streamlined as possible for the buyer and seller. 110 Title is focused on 110% customer service at every closing. A closing is a term used for the point in time at which the title to the property is transferred to the buyer and, generally, a mortgage (or “deed of trust”) is given by the buyer/borrower to the lender. Some information about the costs associated with closing on your home should be provided to you before… read more →
We understand that by keeping you informed and helping you prepare for closing day, the more likely you will have a stress free closing experience. Our courteous and professional staff is proactive in their communication and work diligently to ensure the orderly and efficient transfer of real estate…and we do it with a level of service and friendliness that is hard to beat in this industry. Here are 5 things NOT TO DO during the closing process: CHANGE YOUR MARITAL STATUS: How you hold title is affected by your marital status. Be sure to make both your lender and the title company… read more →
What is the “public records” doctrine, and why does it matter? ALL interests in immovable property must be recorded in the appropriate recording office to have effect against third persons. That is, a person who is not party to or personally bound by an instrument. Thus, the following examples of real rights, in order to have effect against the rest of the world, must be recorded: Usufructs Rights of habitation Servitudes such as rights of passage and utilities Mortgages Most liens/privileges, judgements, leases, oil, gas and mineral leases and servitudes Restrictive covenants The list of interests in land is potentially… read more →
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