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Real Estate Transactions/Closings

Closings refer to the legal process of transferring ownership of a property from the seller to the buyer, or to the legal process of placing a mortgage on property in favor of a lender.

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Title Insurance/Title Opinions

All real estate has a legal history. Buyers and Lenders should be particularly interested in that history as it impacts the state of the title, and thus their rights in the property that they are purchasing or ...

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Title Searches/Abstracting

The Title Search consists of searching for all documents filed of public record that impact and/or encumber a specific parcel or portion of real estate. These documents include, but are certainly not limited to acts of transfer (e.g. – sales, donations ...

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Document Preparation

110 Title, LLC has the skill to prepare valid and effective legal documents pertaining to real estate transactions. Often times this includes Acts of Sale/Deeds, proration agreements, escrow agreements, and closing disclosure/settlement statements.

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Notary Services

Notary services areservices provided by a notary public who is a licensed official appointed by the State of Louisiana. Notaries provide the important role of certifying the signing of important documents.

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Who We Work With

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Contact Info

Your satisfaction is our top priority. Contact us today.

Address

221 St Ann Dr STE 1, Mandeville, LA 70471

Phone

(985) 674-5044

Email

info@110title.com

Get in touch today.

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Real Estate Transactions/Closings

Closings refer to the legal process of transferring ownership of a property from the seller to the buyer, or to the legal process of placing a mortgage on property in favor of a lender. Closings involve a series of steps, including information intake, scheduling and liaising with buyers, sellers, realtors, and lenders, document preparation, document execution (the closing), distribution of funds, and recording the transaction with the appropriate government agency. 110 Title, LLC provides the necessary skill and expertise to guide and support the entire process, from start to finish. Effective communication with all involved, efficient handling of all paperwork and documentation, timely and accurate disbursement of funds, and strict adherence to applicable laws and regulations all promote a smooth and seamless transaction, while ensuring compliance and minimizing risk for all parties. From initial consultation through the execution of documentation, we strive to provide professional representation of your individual transaction. We strive to give 110%.

  • Purchases/sales
  • Refinances
  • Construction closings
  • 1031 Exchanges

Title Insurance/Title Opinions

All real estate has a legal history. Buyers and Lenders should be particularly interested in that history as it impacts the state of the title, and thus their rights in the property that they are purchasing or lending money on respectively. Upon review of that legal history, our attorney can provide an opinion on that current state of the title and issue a policy of title insurance insuring the current state of the title. Title insurance is a policy that offers protection against potential issues that may arise with a property’s title. These issues can include errors or omissions in public records, undisclosed liens, or previous owners’ claims on the property. Title insurance ensures that the property’s title is clear and that the current owner has the right to alienate (transfer) or encumber (mortgage) immovable property. All title policies in Louisiana are founded upon a Title Opinion by a licensed Louisiana attorney. Title opinions are legal opinions provided by our experienced attorneys, assessing the quality of a property’s title. These opinions will examine public records and evaluate the potential risks of purchasing or financing a property. If the attorney reaches the opinion that the title is “merchantable,” then a policy of title insurance may be written on the property, subject to certain exceptions and exclusions. Our company offers comprehensive title insurance policies and title opinion services on both residential and commercial properties to ensure that our clients have the information they need to make informed decisions about their real estate transactions. With our services, clients can rest assured that their investments are protected, and potential risks are mitigated. Our experienced professionals use their extensive knowledge of real estate law and title issues to provide our clients with the most accurate information and guidance. At 110 Title, we understand that real estate transactions can be complex and stressful, and that’s why we are committed to providing our clients with the highest level of service and support – committed to giving them 110%.

Title Searches/Abstracting

The Title Search consists of searching for all documents filed of public record that impact and/or encumber a specific parcel or portion of real estate. These documents include, but are certainly not limited to acts of transfer (e.g. – sales, donations, exchanges), conventional and judicial mortgages, use and/or building restrictions, and servitudes. Collectively, these documents describe the legal history of the property, and ultimately bear upon and shape the current status of the title to the property. The purpose of this search is to identify any potential issues that may affect the transfer of ownership or the ability to obtain title insurance. Once the relevant documents have been compiled, a summary of the main points or key findings are summarized in the form of an abstract. This information is then used to help buyers and lenders make informed decisions about purchasing or financing property. Generally, an abstract will be compiled of those documents that have been filed within the last 36 years. 36 years is industry standard, and many risks associated with the title are prescribed (expired) by the passage of time. Title searches are limited to the public records. The Louisiana Public Records Doctrine provides that an instrument affecting immovable property is only effective against third persons from the time that it is filed for registry in the parish where the property is located. See Louisiana Civil Code articles 517, 1839, and 3338. This doctrine is sometimes described as a “negative doctrine” in that it negates the effectiveness of unrecorded instruments. With this rule, a third party can trust that the recorded acts of transfer or encumbrances in the public records are the only ones affecting the property, and may rely on the absence of any other documents from the public record that may negatively impact the property.

Document Preparation

110 Title, LLC has the skill to prepare valid and effective legal documents pertaining to real estate transactions. Often times this includes Acts of Sale/Deeds, proration agreements, escrow agreements, and closing disclosure/settlement statements. However, a wide variety of real estate transactions require specific documentation. Some examples include Bond for Deed Contracts, Private Financing documents such as promissory notes and mortgages, Powers of Attorney, exchanges, partitions, 1031 exchanges, boundary agreements, conventional servitudes such as rights of passage, counter letters, commercial and residential leases, construction contracts, and many others.

Notary Services

Notary services are services provided by a notary public who is a licensed official appointed by the State of Louisiana. Notaries provide the important role of certifying the signing of important documents. A notary public acts as an impartial witness to the signing of legal documents, verifying the identity of the signers, and ensuring that the signers understand that there are legal implications in the execution of those documents. Notary services may include notarizing various types of documents such as deeds, wills, powers of attorney, and affidavits. Notary services are important to ensure the authenticity and legality of important documents and can be required for a variety of legal and financial transactions. A document executed in the presence of a notary AND two witnesses, is given the status of “Authentic Act” in Louisiana. Authentic acts are important in Louisiana because they carry a presumption of truth, accuracy, and validity, and are considered to be strong evidence in court. This means that if a dispute arises over the contents of an authentic act, the burden of proof is on the party challenging the document to prove that it is false or invalid. Authentic Acts play a critical role in the legal system in Louisiana, providing a reliable and efficient way to create legally binding documents and establish the authenticity of important legal transactions.